Unexpected expenses can occur at any time. Start building your emergency fund with just a $100 deposit — and earn competitive interest.
Key Features
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Competitive Interest
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Waivable Monthly Maintenance Fee
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Digital Banking
Details
- Set your future self up for success
- Earn competitive interest on entire daily balance
- Interest is paid quarterly
- Avoid the $3 monthly maintenance fee by maintaining a $100 minimum daily balance
- $2 fee per withdrawal if balance drops below $1,000*
- Free digital banking services
- $100 minimum deposit to open
Start the Conversation
If you’re considering buying a home, refinancing your current mortgage, or simply want to understand your options, our team can help connect you with a BankSouth Mortgage specialist.
Contact your local branch or visit banksouthmortgage.com to get started.
*During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed these transfer limitations, your account may be subject to closure or reclassification.



